Chase Bank Topeka Ks (2024)

FAQs

Is Chase a good or bad bank? ›

Our recent MarketWatch Guides consumer banking survey shows that 64% of Chase customers are extremely satisfied with their banking experience. Chase best suits customers who prefer many branch and ATM options, want a solid digital banking experience and can meet requirements to get monthly account fees waived.

You can make check and cash deposits at virtually any Chase ATM 24 hours a day, 7 days a week. Use our locator to find an ATM or Chase branch.

Chase maintains a strong digital footprint with its popular mobile app and online banking platform. Yet, it still offers an extensive local presence for individuals who prefer in-person banking services. If you can avoid the monthly fees, Chase is a solid option for your personal banking needs.

It does not make the limit available on its website. However, a Chase customer service representative provided the following information. If you have a basic Chase debit card, you can withdraw up to $3,000 per day at your in-branch Chase ATM. For Chase ATMs outside of your branch, you can withdraw up to $1,000 per day.

A few disadvantages of Chase Bank are low interest rates and APYs, monthly service fees, and wire transfer fees on some accounts.

And its website experience can compete with that of online-only banks. Chase ranked well in the 2024 J.D. Power U.S. Retail Banking Satisfaction Study. Chase has a good basic checking account but its savings rates are low, and some fees are high and hard to avoid.

Depending on the situation, deposits smaller than $10,000 can also get the attention of the IRS. For example, if you usually have less than $1,000 in a checking account or savings account, and all of a sudden, you make bank deposits worth $5,000, the bank will likely file a suspicious activity report on your deposit.

There is no limit to the cash you can deposit and it's not illegal to do so. The bank is required by law to report your deposits to the IRS, in order to keep a record of your deposits and also make sure there are no money laundering activities involved.

Depositing a big amount of cash that is $10,000 or more means your bank or credit union will report it to the federal government. The $10,000 threshold was created as part of the Bank Secrecy Act, passed by Congress in 1970, and adjusted with the Patriot Act in 2002.

It's safe to say that Chase Bank has a checking account option for just about everyone. Additionally, not only do they offer plenty of options for checking accounts but if you bank with Chase then you can also get access to savings accounts, credit cards, loans, investments, etc.

What bank is connected to Chase? ›

Chase is the U.S. consumer and commercial banking business of JPMorgan Chase & Co. (NYSE: JPM), a leading global financial services firm with $2.6 trillion in assets and operations worldwide.

You can avoid the fee on your Chase Total Checking account if any one of the following requirements are met: Electronic payments made to your Chase Total Checking account totaling at least $500. Balance in the account at the start of each day of at least $1,500.

The amount of cash you can withdraw from a bank in a single day will depend on the bank's cash withdrawal policy. Your bank may allow you to withdraw $5,000, $10,000 or even $20,000 in cash per day. Or your daily cash withdrawal limits may be well below these amounts.

Yes, if your money is in a U.S. bank insured by the Federal Deposit Insurance Corp. and you have less than $250,000 there. If the bank fails, you'll get your money back. Nearly all banks are FDIC insured.

Chase checking accounts are generally a solid bet if you have easy access to their ATMs and can avoid the monthly fees. If you're not in the Chase branch network, can't avoid the monthly fees or are looking to earn interest on your checking, check out NerdWallet's best credit unions and top online banks.

JPMorgan Chase has the Financial Strength Rank of 4.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is.

The Probability of Bankruptcy of JPMorgan Chase & Co (JPM) is 2.8% . This number represents the probability that JPMorgan will face financial distress in the next 24 months given its current fundamentals and market conditions.